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Group Benefits Insurance

Group Benefits for California Businesses

As economic recovery continues, more available jobs means that many quality employees are interviewing for better positions. If you are seeking an affordable way to retain qualified professionals in your employment, consider the group benefit options available through Withers Insurance Services. As an independent insurance agency, we work with several top insurance carriers in California, Oregon, Washington and Arizona to find group benefits that can help you keep your employees happy and healthy.

Group Health Insurance

Health insurance is one of our top-selling group benefits. Purchased in a group, rates tend to be much lower than independently purchased plans. With them, employers can offer legally required insurance options to employees at affordable premium costs. Healthcare options available as group benefits include

  • Traditional fee-for-service plans
  • Managed-care plans such as HMOs and PPOs
  • Health-savings accounts

Group Life Insurance

Providing a basic life insurance policy for employees is an attractive yet affordable option for companies seeking ways to retain workers. Many employers in our area offer a $10,000 or $25,000 term life policy to employees free of charge. You can combine this with a buy-in option for extended coverage at group rates. In a day when life insurance remains the most under-purchased insurance product in our country, we strongly recommend this means of providing for your employees and their families. Accidental death and dismemberment policies are also popular group benefits that may be attractive to your employees.

Other Group Coverage Options

Your company could also offer a variety of opt-in benefits at low group rates. Other benefits available through Withers Insurance Services include

  • Legal insurance
  • Dental coverage
  • Vision insurance
  • Disability insurance
  • Pet insurance

We understand your need to protect the bottom line. Many times, companies fail to account for the cost of training new employees when experienced staff members leave for better offers. Let the risk-management experts at Withers Insurance Services help you explore ways to keep your employees happy and healthy with group benefits. Fill out our simple online form today to get more information.