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Withers Insurance Services Blog

All You Ever Wanted to Know About Insurance

Commercial Insurance Policies

Thank you for visiting our blog, We consider ourselves experts at Commercial Insurance and we hope this information helps you better understand your own business needs. Withers Insurance Services knows a lot about...

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Roof and Car Damage from Wind Storm

Whoa, that was the craziest wind! What started as a typical Saturday morning ended up looking like a hurricane. On October 26th, 2020, Southern California endured powerful winds with gusts up to 96 miles per hour in...

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Best Insurance Agency in San Clemente

Today, we invite you to help us toot our horn or pat ourselves on the back. You have been gracious enough to tell us how helpful we are by leaving us 5-star ratings on Google. We are honored and humbled by our clients,...

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Referrals are the Best Compliment

What does it mean when you refer a client to us? The first thing it tells us is that you care enough about us and your friends and family to share a good thing you have found. Did you know what we take your referrals...

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Safe Driving in the Rain

Most of us love the rain: the snow-topped mountains, snow skiing season, hot cocoa, and much more. The rain is much needed here in sunny Southern California. Having had such a hot summer and then a ton of rain in a...

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10 Things to do to Prepare Your Home for Fall

Fall is a wonderful time - if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while youโ€™re at it. Youโ€™ll fix small problems before they become big, and...

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19th Amendment- A Woman's Right to Vote

The 19th Amendment granted women the right to vote and reads: "The right of citizens of the United States to vote shall not be denied or abridged by the United States or by any State on account of sex. It was officially...

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General Contractors Liability Insurance

What is General Liability Insurance, and why do I need it? It is usually the first question we get when speaking with businesses. Our answer is pretty simple: "It makes good business sense to be covered." Without...

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Recreational Vehicle Insurance

So many families took to the road when the pandemic hit. The world stood still for a moment while we all worked to slow the spread of COVID-19, which presented an opportunity to work from home. Parents began working...

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Historical San Clemente

Have you seen this photo of Avenida Del Mar in San Clemente? We think this was c.1950; look at all the classic cars on this street. We love the history in our Spanish Village by the Sea! San Clemente was named after...

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Risk Management

What is a risk, and how does it affect us personally or professionally? Well, the definition of risk from Webster dictionary says this: "The possibility that something bad or unpleasant (such as an injury or a loss)...

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Commercial-Business Insurance

Attention all business owners, we know how important it is to protect your livelihood. Sometimes you can be unsure of the coverage you should have vs. not. I mean, you are the expert at your business; we don't expect...

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Home and Auto Insurance Bundling

Who would have thought that bundling or combining your Homeowners Insurance policy with your Auto Insurance policy could make such a significant impact on your annual premiums? The biggest benefit of bundling is...

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Withers Insurance supports San Clemente Businesses

It's a quiet Sunday morning in San Clemente. This photo shows our iconic railroad tracks along the ocean's edge in our little seaside community. You can find small boutique type hotels, yummy bakeries, delicious...

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Orange County Fire Safety Week Oct 4th -10th

Kitchen fires continue to be the number one cause of house fires and home fire injuries. This year, Orange County Fire Rescue joins the National Fire Prevention Association and departments across the nation to highlight...

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Motorcycle Insurance

๐˜”๐˜ฐ๐˜ต๐˜ฐ๐˜ณ๐˜ค๐˜บ๐˜ค๐˜ญ๐˜ฆ๐˜ด ๐˜ข๐˜ณ๐˜ฆ ๐˜ง๐˜ฐ๐˜ณ ๐˜จ๐˜ช๐˜ณ๐˜ญ๐˜ด ๐˜ต๐˜ฐ๐˜ฐ! โฃ That's right; anyone can ride. It's so exhilarating to be in the open air, on the back of a bike; especially around San Clemente. Picture riding along the coast through Dana Point,...

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Wedding and Event Insurance

โฃ Can you imagine what it would feel like to have the day of your dreams canceled? I guess it wouldn't be terrible if you knew you had Wedding Insurance through Withers Insurance Services. We have been named the best...

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Itโ€™s Back-to-School Time โ€” Is Your House Ready?

Weโ€™re not quite sure where summer went, but if you havenโ€™t noticed, the new school year is upon us. And as you get your kids organized and ready, consider doing the same thing for something else - your home. It wonโ€™t...

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Homeowners Insurance

โฃ We insure all homes, family home, rental properties, mobile homes, prefabricated homes, summer and winter homes. We insure all types of homes. We even insure homes on wheels only under a recreational vehicle policy,...

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Fall into Withers Insurance Services, we are here to catch you!

โฃ Itโ€™s Pumpkin Spice time so grab a cup of Joe and head over to your desk. Pull out all of your insurance policies, auto insurance, homeowners insurance umbrella insurance, and lay them out in front of you. Let's review...

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What is a Homeowners Insurance or Auto Insurance Moratorium?

We sure have been hearing more about moratoriums than ever before, some of you have called us asking if and how you may be affected by them. We are your local orange county insurance agency that is well versed in...

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Purchasing or refinancing a home is great time to review your Homeowners Insurance

Whether you are buying or refinancing a home in San Clemente, Laguna Beach, Newport Beach, Irvine or anywhere in California, now is a great time to review your insurance. Many new homeowners accept the insurance that...

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Auto Insurance- Distracted Driving

D๐—ช๐—ต๐—ฎ๐˜ Distracted driving is the one of the leading causes of accidents on the highway today. With kids back in school, it's something to think about. Talk to the your children about the risks and always set a good...

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Monday Grind

Monday never feels like a grind, when you love what you do! #backtotheoffice โฃ ...โฃ Those that follow us on social media platforms, thank you! If you arenโ€™t currently following us we would love it if you did follow,...

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Withers Insurance will never forget!

Withers Insurance will never forget 9/11 and the sacrifices that were made. We are very proud to share these photos of Yvette, (red shorts) selflessly running with friends this afternoon while holding the American Flag...

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Life Insurance

September is Life Insurance Awareness Month. โฃ ...โฃ Life Insurance plays a big role in protecting families' financial security. If you currently do not have life insurance, there is no better time than now to inquire....

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Flying into Friday!

๐—ช๐—ฒ ๐—ฎ๐—ฟ๐—ฒ ๐—ณ๐—น๐˜†๐—ถ๐—ป๐—ด ๐—ถ๐—ป๐˜๐—ผ ๐—™๐—ฟ๐—ถ๐—ฑ๐—ฎ๐˜† ๐—ณ๐—ฒ๐—ฒ๐—น๐—ถ๐—ป๐—ด ๐—ด๐—ฟ๐—ฎ๐˜๐—ฒ๐—ณ๐˜‚๐—น! โฃ โฃ Thank you so much for all of our recent client reviews. We are truly thankful! โฃ โญ๏ธWe are quick to reply to DMโ€™s โฃ โญ๏ธCall us at 949.637.2700 โฃ โญ๏ธYou can text us at 949....

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PG&E Settlement Announcement

PG&E Settlement Announcement

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Agriculture Insurance for Farmers & Ranchers

Hello American Farmers, Central California Farmers, and all who provide fresh vegetables and fruits to our families. We appreciate your hard work and sacrifice daily to keep fresh food on our tables! Withers Insurance...

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Preparation for Fire Season

Be Safe Sunday! ... While Firefightersโ€ are making headway on many of the wildfires raging across California (thank you,heroes!) there is no better time to make sure you are prepared. ... Swipe โช for fire safety tips...

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Tips for Power Tool Safety

What would you do without power tools? Well, youโ€™d probably take on fewer home-improvement projects - and probably have a lot more calluses on your hands. Thankfully, you donโ€™t have to do without. But you do have to use...

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Homeowners, Auto, General Liability, Workers Compensation Insurance

Did you know that..... We write insurance policies for: Home Auto Umbrella โ˜‚ Recreational Vehicles โ€โ™€๏ธ Farm Equipment Life โ€โ€โ€ Health Workers Compensation Commercial Business Pet Professional Liability Aflac ๐Ÿฆ†...

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General Liability Insurance for Businesses

Attention All Business Owners! Times have certainly changed, business isn't exactly what it was before the recent pandemic. We understand that opening the doors is much harder than it used to be and that's why we want...

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Family Home, Rental Property, Vacation Rental

๐——๐—ถ๐—ฑ ๐˜†๐—ผ๐˜‚ ๐—ธ๐—ป๐—ผ๐˜„.....โฃ ...โฃ We insure every kind of โ€œhomeโ€ you have! โฃ ...โฃ Family Home Rental Property Vacation Rental ...โฃ Coverage amounts might look different for each of these types of properties. Will you give us the...

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Consider us your Personal Shopper, only for Insurance

๐—–๐—ผ๐—ป๐˜€๐—ถ๐—ฑ๐—ฒ๐—ฟ ๐˜‚๐˜€ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฝ๐—ฒ๐—ฟ๐˜€๐—ผ๐—ป๐—ฎ๐—น ๐˜€๐—ต๐—ผ๐—ฝ๐—ฝ๐—ฒ๐—ฟ... ๐—ผ๐—ป๐—น๐˜† ๐—ณ๐—ผ๐—ฟ ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ! โฃ .โฃ .โฃ Personal shoppers save you ๐—ง๐—œ๐— ๐—˜ by searching for the items you want, they also save you ๐— ๐—ข๐—ก๐—˜๐—ฌ because they ๐—ž๐—ก๐—ข๐—ช a good deal when they see it and they...

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Five Reasons to have Umbrella Insurance

Five Reasons to Have Umbrella Insurance โฃ Claims can be expensive. If you don't have enough insurance, you're taking on a lot of risks โฃ You could be sued. Umbrella insurance also protects you against expensive...

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What to do in the event of a fender-bender

What to do in the event of a fender-bender: โฃ โฃ ๏ธ Always assess injuries and if there is any imminent danger near (power lines down, gas leak, fire) โฃ โฃ ๏ธIf someone is hurt call for medical assistance @ 911โฃ โฃ ๏ธMove to...

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Bilingual Agents at Withers Insurance Services

Yvette loves saving families money. She is well versed in personal lines, home, auto and umbrella policies and she is bilingual. You can use the chat bot on our website (lower right hand corner) and ask for Yvette. You...

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Please Review us on Google or Facebook

๐—ฃ๐—น๐—ฒ๐—ฎ๐˜€๐—ฒ ๐˜๐—ฎ๐—ธ๐—ฒ ๐—ฎ ๐—พ๐˜‚๐—ถ๐—ฐ๐—ธ ๐—บ๐—ผ๐—บ๐—ฒ๐—ป๐˜ ๐˜๐—ผ ๐˜„๐—ฟ๐—ถ๐˜๐—ฒ ๐˜‚๐˜€ ๐—ฎ ๐—ฟ๐—ฒ๐˜ƒ๐—ถ๐—ฒ๐˜„. โฃ ๐—œ๐—ณ ๐˜†๐—ผ๐˜‚ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐—ฎ ๐—ด๐—บ๐—ฎ๐—ถ๐—น ๐—ฎ๐—ฐ๐—ฐ๐—ผ๐˜‚๐—ป๐˜ ๐—ฝ๐—น๐—ฒ๐—ฎ๐˜€๐—ฒ ๐—ฟ๐—ฒ๐˜ƒ๐—ถ๐—ฒ๐˜„ ๐˜‚๐˜€ ๐—ผ๐—ป ๐—ด๐—ผ๐—ผ๐—ด๐—น๐—ฒ, ๐—ถ๐—ณ ๐˜†๐—ผ๐˜‚ ๐—ฑ๐—ผ๐—ปโ€™๐˜ ๐—ฝ๐—น๐—ฒ๐—ฎ๐˜€๐—ฒ ๐˜‚๐˜€๐—ฒ ๐—™๐—ฎ๐—ฐ๐—ฒ๐—ฏ๐—ผ๐—ผ๐—ธ! ๐—ง๐—ต๐—ฎ๐—ป๐—ธ ๐˜†๐—ผ๐˜‚! โฃ

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Family Heirloom and Collectables Insurance

My Grandmother was linen and china obsessed! As a child going to Macy's, Buffam's, or even May Company with her, she was happiest when shopping in the housewares department. She didn't shy away from spending good...

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Auto/Car Insurance

TThis is one of the most expensive cars offered today! This is a โ€œKoenigsegg CCXR Trevitaโ€ It sells for $4.8M. While Withers Insurance Services does not insure one of these fast and furious cars, we do insure cars in...

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Business Insurance

If you or someone you know needs help with business insurance, give us a call. โฃ โฃ We want to help! We can work together to find the perfect amount of coverage for your business property, assets, equipment and much...

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Join Our Team

๐—ช๐—˜ ๐—”๐—ฅ๐—˜ ๐—›๐—œ๐—ฅ๐—œ๐—ก๐—š! โฃ โฃ Are you looking for a career not just a job?โฃ โ€ Are you driven and self motivated?โฃ Are you willing to work hard? โฃ โฃ If you answered yes to all of the above, then you may have found what you have...

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What is water backup coverage and why is it important?

Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. Itโ€™s not only disgusting and potentially...

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Workers Compensation- Do you need it?

๐—ช๐—ต๐—ฎ๐˜ ๐—ฝ๐˜‚๐—ฟ๐—ฝ๐—ผ๐˜€๐—ฒ ๐—ฑ๐—ผ๐—ฒ๐˜€ ๐—ช๐—ผ๐—ฟ๐—ธ๐—ฒ๐—ฟ๐˜€ ๐—–๐—ผ๐—บ๐—ฝ๐—ฒ๐—ป๐˜€๐—ฎ๐˜๐—ถ๐—ผ๐—ป I๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐˜€๐—ฒ๐—ฟ๐˜ƒ๐—ฒ? โฃ โฃ It assures that injured workers get medical care and compensation for a portion of the income they lose while they are unable to return to workโฃ โฃ it usually...

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Tips on Homeowners Insurance

When you borrow money to buy a home lenders require you to purchase homeowners insurance to protect them and their investment. โฃ โฃ Unfortunately, many homeowners do not completely understand the details of the type of...

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Health Insurance in a Challenging Time

๐™ƒ๐™š๐™–๐™ก๐™ฉ๐™ ๐™„๐™ฃ๐™จ๐™ช๐™ง๐™–๐™ฃ๐™˜๐™š ๐™Ž๐™ฉ๐™–๐™ฉ๐™ž๐™จ๐™ฉ๐™ž๐™˜๐™จ ๐™›๐™ค๐™ง ๐˜พ๐˜ผ ๐™–๐™ง๐™š ๐™จ๐™๐™ค๐™˜๐™ ๐™ž๐™ฃ๐™œ! โฃ โฃ โ˜‘๏ธ4 million+ people in CA lost their jobs this year ๐Ÿคฆ๐Ÿผโ€โ™€๏ธโฃ โฃ โ˜‘๏ธ61% of those relied on employer sponsored health insurance โฃ โฃ We work closely with all large...

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Communication is Key

Look at these cool vintage phones! ๏ธ Can you imagine what must have been said across these phone lines? This was state of the art communication at itโ€™s very best! My how times have changed! Today we rely heavily on...

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Life Insurance

๐™๐™ค๐™ฅ ๐Ÿญ๐Ÿฌ ๐™๐™š๐™–๐™จ๐™ค๐™ฃ๐™จ ๐™”๐™ค๐™ช ๐™Ž๐™๐™ค๐™ช๐™ก๐™™ ๐™ƒ๐™–๐™ซ๐™š ๐™‡๐™ž๐™›๐™š ๐™„๐™ฃ๐™จ๐™ช๐™ง๐™–๐™ฃ๐™˜๐™š:โฃ โฃ Cover Burial Expenses Pay Off Debt you leave behind College Planningโฃ Build Cash Valueโฃ Diversify Investmentsโฃ Business Planningโฃ Estate Taxesโฃ Coverage is Affordableโฃ โฃ...

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How to Update your Home โ€” Without Spending Thousands

It doesnโ€™t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference - and whether youโ€™re handy or not, you can...

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Classic Car Insurance

Cars are made to be driven. With @Hagerty, you'll never be held to a fixed mileage limit - as long as you're not driving your classic every day.โฃ โฃ What is the difference between โ€œAgreed Valueโ€ and โ€œStated Valueโ€ you...

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Protecting Assets & Assessing Risk

Withers Insurance is open and operating as normal. While we are practicing social distancing by working from home, we are still here ready to serve you during this critical time. Now may be a good time to call us for a...

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I Just Bought a New Car. What Insurance Coverage Do I Need?

Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off...

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Keep Your Pets Safe in a Disaster

A safe home, a regular routine, a soft bed โ€“ the things that bring you comfort bring your pet comfort, too. Itโ€™s so important to give some advance thought to how youโ€™d handle your pet responsibilities during and after a...

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Why You Need Service Line Coverage

Letโ€™s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about...

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What to Consider When Choosing Auto Insurance

Carrying a minimum amount of auto insurance is required by state laws, so you canโ€™t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

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5 Carbon Monoxide Safety Tips

Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones. CO...

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When Roadside Assistance Isnโ€™t Enough

If youโ€™ve ever been stuck on the side of the highway with an RV issue, you know what a life saver roadside assistance can be. Whether you need a battery charged, a tire changed, or a tow youโ€™re often back on the road in...

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