Small businesses today face many of the same challenges that larger ones do, and they're vulnerable to many of the same risks as well. One increasing danger for small businesses is cyber liability, because they're...

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With increasing energy costs, businesses are always on the lookout for ways to save money. Did you know that you can cut heating and cooling expenses by strategically landscaping your commercial property? Here are four...

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Commercial auto insurance is a must if you or your employees use vehicles for work. While this costs money upfront, it can save you in the long run. Just one bad accident without sufficient coverage can expose your...

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If you’re starting up or buying a new business, it’s vital to have the right insurance coverage to protect your investment and your employees’ livelihoods. But it can be confusing shopping for multiple business...

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As the owner or property manager of a commercial building, your fire safety protocols can mean the difference between life and death. Here’s a checklist to help you ensure your commercial property stays safe for...

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If you own or manage a commercial property, you may be able to reduce headaches, expenses, and safety issues by properly maintaining the structure and grounds. Here’s a commercial property maintenance checklist to get...

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If your team has been working remotely for the last few years due to the pandemic, you may be returning to the office now that the situation has changed. To help your group adjust, here are five expert tips. Start With...

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If you own a business, no matter what size it is, you most likely need business insurance. However, just because you have commercial insurance doesn’t mean you always have the right protection. Here are four of the most...

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Many startups and small businesses often forgo business insurance to save money. However, this can backfire and actually cost you more in the long run - without the protection business insurance affords. Here’s why...

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Smart business owners have business insurance, no matter how big or small their company is. But do you have all the coverage you need? Here are five places where business owners often find themselves lacking in...

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If you own a small business, especially if you work alone, you may think you don’t need business insurance. But actually, without this protection, you could be opening yourself up to a world of liabilities. Here’s what...

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The remote work model of the last few years is shaping up to be the wave of the future. Follow these tips to support your remote employees, whether it’s for a few months as needed or as a permanent new business model. ...

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Work consumes a huge chunk of most people’s lives. As such, a healthy and positive work environment is vital for employee mental health and business success. Luckily, more companies are now bringing mental health to the...

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As your business grows, so do its associated risks. Whether you are offering new products, increasing your headcount, expanding your operational structure, or shifting to a new location, all these moves come with...

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As a business owner and employer, it is your moral and legal obligation to keep your employees safe and healthy at all times. Despite your intentional efforts to keep their work environment as safe as possible,...

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Businesses are exposed to many different types of risks. A single, unfortunate incident or lawsuit can cause your business to crash before it can even get off the ground. Luckily, there is a wide range of business...

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CONTRACTOR LICENSE BONDS‼️⁣ We write contractors licensing bonds in a matter of minutes with just three things. We would need your Business Name & Address, Date of Birth and your Social Security Number, that's it!...

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Being adequately insured in 2021 is all the rage. The big trend is making sure you are guaranteed at a competitive rate. It is imperative to ensure you have the proper coverage in everything you insure. How can one be...

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Has it crossed your mind as you wonder how or even if your business will survive this global pandemic? We know how hard it must be to make ends meet. We have clients that have seen a drop in sales, a reduction in their...

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Thank you for visiting our blog, We consider ourselves experts at Commercial Insurance and we hope this information helps you better understand your own business needs. Withers Insurance Services knows a lot about...

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What does it mean when you refer a client to us? The first thing it tells us is that you care enough about us and your friends and family to share a good thing you have found. Did you know what we take your referrals...

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The 19th Amendment granted women the right to vote and reads: "The right of citizens of the United States to vote shall not be denied or abridged by the United States or by any State on account of sex. It was officially...

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What is General Liability Insurance, and why do I need it? It is usually the first question we get when speaking with businesses. Our answer is pretty simple: "It makes good business sense to be covered." Without...

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Have you seen this photo of Avenida Del Mar in San Clemente? We think this was c.1950; look at all the classic cars on this street. We love the history in our Spanish Village by the Sea! San Clemente was named after an...

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Attention all business owners, we know how important it is to protect your livelihood. Sometimes you can be unsure of the coverage you should have vs. not. I mean, you are the expert at your business; we don't expect...

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